Privacy Policy

1. Who we are

Humble Wealth Pty Ltd provides wealth management and financial advice to individuals, families and business owners in Perth, Western Australia. We are bound by the Australian Privacy Principles contained in the Privacy Act 1988 (Cth) and, where applicable, other privacy obligations under Australian law.

2. The kinds of personal information we collect

Depending on the nature of our engagement, we may collect and hold:

• your name, date of birth and contact details, including your email address and residential address;
• information about your financial circumstances, such as income, assets, liabilities, superannuation, insurance and investment holdings;
• information about your financial goals, risk profile and tax residency;
• identification documents required under anti–money laundering and counter–terrorism financing laws;
• records of our communications with you, including enquiries submitted through this website; and
• information about your use of this website, such as pages viewed and general location data.

We do not collect sensitive information (such as health information) unless it is reasonably necessary for the provision of advice and you have consented to its collection.

3. How we collect personal information

We collect personal information directly from you where practicable, including when you contact us by email, complete a form on this website, attend a meeting or engage our services. We may also collect information from third parties with your consent, such as your accountant, superannuation fund, insurer or other professional advisers, or from publicly available sources.

4. How we use your personal information

We use personal information to:

• provide wealth management and financial advice services to you;
• assess your circumstances and prepare statements of advice and related documents;
• meet our legal, regulatory and professional obligations, including under the Corporations Act 2001 (Cth);
• manage our relationship with you and respond to your enquiries;
• send you information about our services, where you have opted in to receive it; and
• improve the content and usability of this website.

5. Disclosure of personal information

We do not sell or trade your personal information. We may disclose personal information to:

• service providers who assist us with hosting, IT, data storage and administrative functions, under confidentiality obligations;
• your other professional advisers (such as your accountant or solicitor) where you have asked us to do so;
• product issuers and platform providers where reasonably required to implement our advice; and
• regulators, auditors or law enforcement bodies where required or authorised by law.

Where we engage cloud or software providers located outside Australia, we take reasonable steps to ensure that any overseas disclosure complies with the Australian Privacy Principles.

6. Data quality and security

We take reasonable steps to ensure that the personal information we hold is accurate, complete and up to date, and to protect it from misuse, interference, loss and unauthorised access, modification or disclosure. Security measures include password protection, encrypted transmission, restricted access on a need-to-know basis and secure destruction or de-identification of information when it is no longer required, subject to our record-keeping obligations.

7. Access to and correction of your information

You may request access to the personal information we hold about you, or ask us to correct information that you believe is inaccurate, out of date, incomplete, irrelevant or misleading. We will respond to such requests within a reasonable period. In limited circumstances, we may refuse access where permitted by the Australian Privacy Principles, and we will explain our reasons in writing.

8. Cookies and website analytics

This website may use cookies and similar technologies to understand how visitors use the site and to improve your browsing experience. Cookies do not identify you personally. You can adjust your browser settings to reject cookies, although some features of the site may not function correctly as a result.

9. Direct marketing

We may use your contact details to send you information about our services where you would reasonably expect this or have consented to it. Every marketing communication will include a simple way to opt out, and you may withdraw consent at any time by emailing us. If you ask us not to send you direct marketing, we will stop within a reasonable period.

10. Making a privacy complaint

If you believe we have breached the Australian Privacy Principles or mishandled your personal information, please contact us using the details below so we can investigate and respond. We aim to acknowledge complaints promptly and resolve them fairly. If you are not satisfied with our response, you may escalate your complaint to the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

11. Changes to this policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. The current version will always be published on this page. This policy was last updated in July 2025.

12. Contact us about privacy

If you have any questions about this Privacy Policy or how we handle your personal information, please contact:

Privacy Officer — Humble Wealth Pty Ltd
Email: ceo@humblewealth.site
ABN 82 702 104 872 · Perth, WA